Landlord insurance
Award-winning landlord insurance
Total Landlord Insurance has been dedicated to protecting the properties of landlords with our comprehensive cover since 1996. Our focus is to offer easy to understand insurance without sacrificing high quality buy to let cover, or a great price.

Why choose Total Landlord Insurance?
Proper property insurance
We consider all property types from freehold houses to leasehold flats – we’ve got you covered. And importantly, you can purchase a policy online in under four minutes
Accommodating and adaptable
Policy cover for all types of tenants from housing benefit tenants to students, houses in multiple occupation and working tenants all with no difference in cover or price
Award winning policy cover
We shout about our feedback. With a Trustpilot rating of 4.8 we come recommended and will be there for you in the event of a claim
Your insurance, your choice
Choose the level of cover you need based upon your individual requirements with two easy to understand landlord insurance policies, Premier and Essential, that protect your investment
We understand the individual differences of our customers. Choose the level of excess that’s right for you – £250, £500 or £1,000. You can also protect your property against loss or damage resulting from acts of terrorism with our terrorism cover and can opt to include employer’s liability cover*
With over 25 years of experience, we know our stuff! Whether you’re a new or existing landlord, our experts are well-experienced in delivering professional advice – from insuring a single property to managing a portfolio of multi properties
*(available under our Premier policy)
Competitive pricing
Our focus is to offer easy to understand insurance for landlords without sacrificing high quality buy to let cover, or a great price
Flexible and adaptable
Flexible cover that enables you to add properties to an existing policy at any time, giving you one renewal date, and keeping things simple
Personal service
Our in-house claims team of specialist advisers provide customers with a sole point of contact should the worst happen
Expat landlord insurance
We cover policy holders no matter where they live in the world for no additional fee, helping you to easily manage your UK property from abroad
Part of the Hamilton Fraser Group
From referencing and deposits (or alternatives), through to possessions, our brands cover the entire life cycle of a tenancy