Landlord insurance

Award-winning landlord insurance

Total Landlord Insurance has been dedicated to protecting the properties of landlords with our comprehensive cover since 1996. Our focus is to offer easy to understand insurance without sacrificing high quality buy to let cover, or a great price.


Why choose Total Landlord Insurance?


Proper property insurance

We consider all property types from freehold houses to leasehold flats – we’ve got you covered. And importantly, you can purchase a policy online in under four minutes


Accommodating and adaptable

Policy cover for all types of tenants from housing benefit tenants to students, houses in multiple occupation and working tenants all with no difference in cover or price


Award winning policy cover

We shout about our feedback. With a Trustpilot rating of 4.8 we come recommended and will be there for you in the event of a claim

Your insurance, your choice

Choose the level of cover you need based upon your individual requirements with two easy to understand landlord insurance policies, Premier and Essential, that protect your investment

Want extras? It's easy to opt in

We understand the individual differences of our customers. Choose the level of excess that’s right for you –  £250, £500 or £1,000. You can also protect your property against loss or damage resulting from acts of terrorism with our terrorism cover and can opt to include employer’s liability cover*

Get access to our experts

With over 25 years of experience, we know our stuff! Whether you’re a new or existing landlord, our experts are well-experienced in delivering professional advice – from insuring a single property to managing a portfolio of multi properties

*(available under our Premier policy)

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Competitive pricing

Our focus is to offer easy to understand insurance for landlords without sacrificing high quality buy to let cover, or a great price


Flexible to suit your needs

Flexible cover that enables you to add properties to an existing policy at any time, giving you one renewal date, and keeping things simple


Personal service

Our in-house claims team of specialist advisers provide customers with a sole point of contact should the worst happen


Expat landlord insurance

We cover policy holders no matter where they live in the world for no additional fee, helping you to easily manage your UK property from abroad


Part of the Hamilton Fraser Group

From referencing and deposits (or alternatives), through to possessions, our brands cover the entire life cycle of a tenancy